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Purpose: The overarching goal of this paper is to increase awareness among researchers and practitioners that refugees are disproportionally impacted by COVID-19, which increases their suffering Second, it extends a recently introduced transformative refugee service experience framework by integrating and conceptualizing refugees' resource and service inclusion during a pandemic Third, it explores lessons learned and implications from the COVID-19 pandemic for the future of service research and practice Design/methodology/approach: This study synthesizes approaches on refugees, resources and transformative service research to develop an extended framework for addressing one of society's pressing issues during and after pandemics Findings: Recognizing refugees as providing resources rather than just needing or depleting resources can enable more inclusion It facilitates refugees' integration into society by drawing on their skills and knowledge This requires hospitable refugee service systems that enable service inclusion and opportunities for refugee resource integration Research limitations/implications: This article focuses on one vulnerable group in society However, the extended framework presented warrants broader application to other contexts, such as subsistence marketplaces Practical implications: Managers of service businesses and public policymakers should create more inclusive and hospitable service systems for refugees This may result in redesigning services, changing consumer behavior and reformulating public policy Social implications: Better inclusion and integration of refugees and their resources should increase their individual well-being, reduce social issues in society, increase overall societal well-being and productivity Originality/value: This article presents a novel extended framework for service scholars and service providers to increase resource and service inclusion of refugees in a disaster context © 2020, Emerald Publishing Limited