The study tests the assertion that greater lending to microfinance female clients leads to an improvement in repayment rate. The study uses unbalanced panel data framework of 752 microfinance banks… Click to show full abstract
The study tests the assertion that greater lending to microfinance female clients leads to an improvement in repayment rate. The study uses unbalanced panel data framework of 752 microfinance banks (MFBs) in Nigeria during the period 2011 to 2014. Findings from the regressions confirm a positive impact of female inclusion on loan repayment rate. A higher proportion of female clients is associated with a greater repayment rate and with fewer loan provisions. The study recommends that microfinance banks should target specifically women clients in Nigeria, as greater lending to them will improve outreach to the poor.
Journal Title: African Development Review
Year Published: 2017
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