LAUSR

A relevant definition of big data technology has been released by relevant research institutes in China. Big data technology is defined as follows: big data technology is a digitally important productivity factor in the network era; big data technology is based on network technology, statistical technology, and mathematical technology; big data technology, as a carrier of network technology, should be integrated with various industries and technologies other than contemporary ones in order to achieve better informatization and industrialization. In the context of the new crown epidemic in 2020, China's big data technology continues to grow steadily, with a total value of 39.2 trillion yuan, accounting for 38.6% of GDP. This paper investigates the risk constraint in the context of big data and optimizes the benign interaction mechanism of insurance management based on distorted risk metrics in this context. The current situation of insurance risk is investigated through a profound discussion of theories in this paper and through research methods such as distortion risk metrics and SQL Server database management. It is found that the overall situation of insurance industry development in the era of digital economy is not optimistic and so on. And relevant suggestions are made in the conclusion.