LAUSR

BACKGROUND The basic medical insurance for urban workers has always been a hot issue concerned by all walks of life. However, at this stage, there are still some problems in the the basic medical insurance system implement for urban employees in China, such as poor implementation and lack of insurance funds. OBJECTIVE This study aims at exploring the role of basic medical insurance for urban workers in the health risk assessment of urban residents. METHODS The data of China Health and Retirement Longitudinal Study (CHARLS) from 2016 to 2018 are used as sample analysis data, and SPSS statistical analysis software is used for statistical data analysis. RESULTS In the self-assessment of residents' health status, only the basic medical insurance of urban employees has a significant impact on the health status of residents, while others such as new rural cooperative medical system, free medical care, basic medical insurance for urban residents, and commercial insurance have no significant impact on residents' health status. The activity of daily living (ADL) score of the experimental group who participate in the basic medical insurance of urban workers is significantly reduced by 181.38%compared with the experimental group without the basic medical insurance. The sample of basic medical insurance for urban employees is significantly correlated with outpatient and inpatient services at 1%level. CONCLUSIONS The basic medical insurance of urban workers positively functions in the health risk assessment of urban residents. The positive impact of basic medical insurance of urban workers is mainly reflected in the self-evaluation of urban residents' health status and the utilization of medical and health services.