The Effects of an Aging Population on the Structure of Bank Assets and Liabilities
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DOI: 10.1111/jmcb.70020
Abstract: Consistent with a lifecycle model and localized deposit issuance and lending, this paper finds that banks operating in local areas with older populations issue less wholesale funding and more retail deposits that are paid relatively… read more here.
Keywords: aging population; bank assets; population structure; assets liabilities ... See more keywords