The Impact of Central Clearing on Banks' Lending Discipline
Sign Up to like & getrecommendations! Published in 2017 at "Journal of Financial Markets"
DOI: 10.1016/j.finmar.2017.06.001
Abstract: In this paper, I investigate the impact of central clearing in credit risk transfer markets on a loan-originating bank's lending behavior. Under the current market regulation, central clearing undermines banks’ lending discipline. The regulatory design… read more here.
Keywords: risk; impact central; clearing banks; banks lending ... See more keywords
Procyclical leverage: Evidence from banks’ lending and financing decisions
Sign Up to like & getrecommendations! Published in 2020 at "Journal of Banking and Finance"
DOI: 10.1016/j.jbankfin.2020.105756
Abstract: Abstract Middle-aged people have a higher demand for bank loans compared to other age groups and banks that are active in regions with more middle-aged residents are exposed to higher loan demand. This generates a… read more here.
Keywords: financing decisions; lending financing; banks lending; finance ... See more keywords