Deposit insurance and the coexistence of commercial and shadow banks
Sign Up to like & getrecommendations! Published in 2020 at "Annals of Finance"
DOI: 10.1007/s10436-020-00359-z
Abstract: We investigate how deposit insurance affects the structure of the financial system in a general equilibrium setting in which a government insurer guarantees deposits at commercial banks, but not at shadow banks. With deposit-based or… read more here.
Keywords: shadow banks; banks deposit; commercial banks; insurance ... See more keywords
Quality of information disclosure, property rights, and bank loans: A bank heterogeneity perspective
Sign Up to like & getrecommendations! Published in 2019 at "China Journal of Accounting Research"
DOI: 10.1016/j.cjar.2019.01.001
Abstract: Abstract Using the context of the financial reform and the development of the non-state sector in China in the past decade, we examine the roles that the quality of information disclosure and property rights play… read more here.
Keywords: bank; state owned; commercial banks; non state ... See more keywords
Moral hazard, external governance and risk-taking: Evidence from commercial banks in China
Sign Up to like & getrecommendations! Published in 2020 at "Finance Research Letters"
DOI: 10.1016/j.frl.2019.101383
Abstract: Abstract Using a sample of Chinese commercial banks from 2004 to 2017, this paper investigates whether and how external governance mitigates the moral hazard problem in these banks. China launched its first explicit deposit insurance… read more here.
Keywords: risk taking; external governance; commercial banks; moral hazard ... See more keywords
Impact of internet finance on the performance of commercial banks in China
Sign Up to like & getrecommendations! Published in 2020 at "International Review of Financial Analysis"
DOI: 10.1016/j.irfa.2020.101579
Abstract: Abstract The rapid development of Internet finance has certainly affected the operation of commercial banks. This paper investigates the impact of Internet finance on commercial banks. First, a theoretical influence mechanism of Internet finance on… read more here.
Keywords: commercial banks; finance; impact internet; internet finance ... See more keywords
Competition and commercial banks risk-taking: evidence from Sub-Saharan Africa region
Sign Up to like & getrecommendations! Published in 2018 at "Applied Economics"
DOI: 10.1080/00036846.2018.1466995
Abstract: ABSTRACT This study investigates the relationship between competition and the risk-taking attitude of banks. We test how this relationship manifests in the Sub-Saharan African(SSA) region’s commercial banks in light of the competition-fragility view, using the… read more here.
Keywords: commercial banks; sub saharan; risk taking; competition ... See more keywords
Capital regulation effects on insolvency probability of commercial banks in China
Sign Up to like & getrecommendations! Published in 2017 at "Journal of Interdisciplinary Mathematics"
DOI: 10.1080/09720502.2016.1267927
Abstract: Abstract How does capital regulation effect on commercial banks? This paper develops bank solvency probability without capital regulation and with capital regulation according to CAPM model. It finds that bank insolvency probability equilibrium value in… read more here.
Keywords: insolvency probability; capital regulation; capital; commercial banks ... See more keywords
Bankers’ remuneration and political incentives in Chinese state-owned commercial banks: regulation and practice
Sign Up to like & getrecommendations! Published in 2018 at "Journal of Corporate Law Studies"
DOI: 10.1080/14735970.2018.1535636
Abstract: ABSTRACT In the aftermath of the Global Financial Crisis (GFC), the regulatory tightening of bankers’ remuneration has become an essential part of the reform of banking regulation in global financial markets. With reference to these… read more here.
Keywords: commercial banks; state owned; bankers remuneration; owned commercial ... See more keywords
The Impact and Stability Analysis of Commercial Banks’ Risk Preference on SMEs’ Credit Financing Based on DSGE Model
Sign Up to like & getrecommendations! Published in 2021 at "Mathematical Problems in Engineering"
DOI: 10.1155/2021/1528607
Abstract: As an important driving force for China’s economic transformation and upgrading, the problems of financing difficulties and expensive financing for SMEs have become increasingly prominent. The main objective of this paper was to analyze the… read more here.
Keywords: credit; commercial banks; risk preference; impact stability ... See more keywords
Green Financial Health Risk Early Monitoring of Commercial Banks Based on Neural Network Model in a Small Sample Environment
Sign Up to like & getrecommendations! Published in 2022 at "Journal of Environmental and Public Health"
DOI: 10.1155/2022/4613088
Abstract: Financial innovations emerge in an endless stream, and it is difficult for the regulatory measures and efforts of banks in various countries and the credit risk management level of commercial banks themselves to adapt to… read more here.
Keywords: neural network; environment; commercial banks; green financial ... See more keywords
Intelligent Evaluation and Early Warning of Liquidity Risk of Commercial Banks Based on RNN
Sign Up to like & getrecommendations! Published in 2022 at "Computational Intelligence and Neuroscience"
DOI: 10.1155/2022/7325798
Abstract: With the downward pressure of China's economy and the impact of the epidemic, the accumulated market risk has increased the liquidity pressure of the banking industry, and the mismatch between deposit maturity and loan maturity… read more here.
Keywords: commercial banks; risk commercial; liquidity risk; risk ... See more keywords
Evaluating Profitability and Marketability Efficiency: A Case of Indian Commercial Banks
Sign Up to like & getrecommendations! Published in 2019 at "Global Business Review"
DOI: 10.1177/0972150918822569
Abstract: The main objective of this article is to evaluate the performance efficiency of the top 36 commercial banks in India. To evaluate the performance efficiency, we employ a two-stage production process. Applying the data envelopment… read more here.
Keywords: commercial banks; profitability marketability; marketability efficiency; profitability ... See more keywords