The Community Reinvestment Act: What Do We Know, and What Do We Need to Know?
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DOI: 10.1080/10511482.2019.1665837
Abstract: ABSTRACT The Community Reinvestment Act (CRA) was enacted in 1977 to encourage depository institutions to meet the credit needs of their communities. In 2018, the Office of the Comptroller of the Currency put out an… read more here.
Keywords: cra; act; community reinvestment; reinvestment act ... See more keywords
Who Lends Beyond the Red Line? The Community Reinvestment Act and the Legacy of Redlining
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DOI: 10.1080/10511482.2019.1665839
Abstract: ABSTRACT Redlining occurs when financial institutions refuse to serve particular neighborhoods, often based on their racial and ethnic composition. Maps like those infamously created by the New Deal’s Home Owners’ Loan Corporation in the Great… read more here.
Keywords: legacy; community reinvestment; reinvestment act;