The Effects of Competition in Consumer Credit Markets
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DOI: 10.1093/rfs/hhaa035
Abstract: This paper finds that banks and nonbanks respond differently to increased competition in consumer credit markets. Increased competition and a greater threat of failure induces banks to specialize in relationship business lending, and surviving banks… read more here.
Keywords: credit; consumer credit; competition consumer; competition ... See more keywords
The Effects of Competition in Consumer Credit Market
Sign Up to like & getrecommendations! Published in 2018 at "Review of Financial Studies"
DOI: 10.3386/w26183
Abstract: This paper finds that banks and non-banks respond differently to increased competition in consumer credit markets. Increased competition and the greater threat of failure induces banks to specialize more in relationship business lending, and surviving… read more here.
Keywords: credit; consumer credit; competition consumer; competition ... See more keywords