Unintended Consequences of Risk Based Pricing: Racial Differences in Mortgage Costs
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DOI: 10.1007/s10693-017-0274-5
Abstract: The following analysis focuses on the role that risk pricing has had in the allocation and access to mortgage funds, specifically how it results in cost differences by race. Using a sample of fixed-rate first… read more here.
Keywords: risk; based pricing; consequences risk; risk based ... See more keywords