Segregation and the Cost of Money: Race, Poverty, and the Prevalence of Alternative Financial Institutions
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DOI: 10.1093/sf/soy129
Abstract: Payday lenders, check cashers, and other “alternative” financial services (AFS) have garnered attention from policymakers and advocates for the poor because they are more expensive than traditional banking—constituting what some call a “Ghetto Tax.” This… read more here.
Keywords: afs; alternative financial; segregation; prevalence ... See more keywords