Does credit reporting lead to a decline in relationship lending? Evidence from information sharing technology
Sign Up to like & getrecommendations! Published in 2018 at "Journal of Accounting and Economics"
DOI: 10.1016/j.jacceco.2018.03.002
Abstract: I examine how credit reporting affects where firms access credit and how lenders contract with them. I use within firm-time and lender-time tests that exploit lenders joining a credit bureau and sharing information in a… read more here.
Keywords: credit; information; credit reporting; information sharing ... See more keywords
Loan delinquency in banking systems: How effective are credit reporting systems?
Sign Up to like & getrecommendations! Published in 2019 at "Research in International Business and Finance"
DOI: 10.1016/j.ribaf.2018.07.011
Abstract: Abstract The role of credit reporting systems in influencing bank loan delinquency has received limited attention in the literature. However, better credit risk assessment can help mitigate some of the informational asymmetries involved in credit… read more here.
Keywords: bank; reporting systems; credit; credit reporting ... See more keywords
Tracing a Path to the Past: Exploring the Use of Commercial Credit Reporting Data to Construct Residential Histories for Epidemiologic Studies of Environmental Exposures
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DOI: 10.1093/aje/kww108
Abstract: Abstract Large-scale environmental epidemiologic studies often rely on exposure estimates based on linkage to residential addresses. This approach, however, is limited by the lack of residential histories typically available for study participants. Our objective was… read more here.
Keywords: credit reporting; epidemiologic studies; study; construct residential ... See more keywords