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Published in 2020 at "Small Business Economics"
DOI: 10.1007/s11187-020-00329-9
Abstract: This paper analyzes the importance of credit self-rationing for borrowers with lower levels of education using a survey of Vietnamese SMEs from 2004 to 2014. We show that entrepreneurs not only refrain from using formal…
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Keywords:
credit;
debt aversion;
credit self;
education ... See more keywords