LAUSR

About LAUSR
Donate
Contact Us

Follow us:

You are not signed in:

Sign Up!


   Articles with "credit supply" as a keyword



Photo by homajob from unsplash

Bank credit supply and firm innovation behavior in the financial crisis

Sign Up to like & get
recommendations! Published in 2020 at "Journal of Banking and Finance"

DOI: 10.1016/j.jbankfin.2020.105961

Abstract: Abstract We analyze the change in firms’ innovation behavior (short-term adjustment and long-term strategy) in reaction to the credit supply shock to banks in the recent financial crisis 2008/2009. Using a matched bank-firm data set… read more here.

Keywords: bank; innovation; credit supply; crisis ... See more keywords
Photo from wikipedia

Identifying credit supply shocks with bank-firm data: Methods and applications

Sign Up to like & get
recommendations! Published in 2019 at "Journal of Financial Intermediation"

DOI: 10.1016/j.jfi.2019.01.004

Abstract: Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi-bank firms and ignore firms borrowing from only one bank. Yet, these single-bank firms are often the majority… read more here.

Keywords: bank firms; credit; supply shocks; credit supply ... See more keywords
Photo by nypl from unsplash

Loan guarantees and credit supply

Sign Up to like & get
recommendations! Published in 2020 at "Journal of Financial Economics"

DOI: 10.1016/j.jfineco.2020.08.008

Abstract: Abstract The efficiency of federal lending guarantees depends on whether guarantees increase lending supply or simply act as a subsidy to lenders. We use notches in the guarantee rate schedule for Small Business Administration (SBA)… read more here.

Keywords: guarantee; credit supply; guarantees credit; loan ... See more keywords
Photo by celpax from unsplash

Securitization, Ratings, and Credit Supply

Sign Up to like & get
recommendations! Published in 2019 at "Journal of Finance"

DOI: 10.1111/jofi.12866

Abstract: We develop a framework to explore the effect of credit ratings on loan origination and securitization. In the model, banks privately screen and originate loans and then issue securities that are backed by loan cash… read more here.

Keywords: securitization ratings; securitization; retention; credit supply ... See more keywords