The market for private student loans: an analysis of credit union exposure, risk, and returns
Sign Up to like & getrecommendations! Published in 2017 at "Review of Quantitative Finance and Accounting"
DOI: 10.1007/s11156-017-0660-y
Abstract: Beginning in 2011, credit unions in the United States have been required to report in their quarterly call reports their holdings of private student loans. Since this time, private student loans have been the fastest… read more here.
Keywords: credit unions; risk; private student; student loans ... See more keywords
Uninsured deposits and excess share insurance at US credit unions: the impact on risk and returns to members
Sign Up to like & getrecommendations! Published in 2017 at "Journal of Economics and Finance"
DOI: 10.1007/s12197-016-9376-4
Abstract: Abstract Using NCUA credit union call report data, I find that uninsured depositors and excess share insurers provide valuable monitoring benefits for credit unions for the years following the 2008 financial crisis. I find that… read more here.
Keywords: credit; uninsured depositors; insurance; excess share ... See more keywords
Basel III Capital Buffer Requirements and Credit Union Prudential Regulation: Canadian Evidence
Sign Up to like & getrecommendations! Published in 2017 at "Journal of Financial Stability"
DOI: 10.1016/j.jfs.2017.05.002
Abstract: Some Canadian provinces have already adopted Basel III rules for the oversight of their administrated credit unions. We analyze the importance of the Basel III additional capital buffer requirements for credit union prudential regulation. Based… read more here.
Keywords: credit; capital; basel iii; credit unions ... See more keywords
The risk implications of the business loan activity in credit unions
Sign Up to like & getrecommendations! Published in 2021 at "Journal of Financial Stability"
DOI: 10.1016/j.jfs.2021.100932
Abstract: ABSTRACT US credit unions have been subject to a strict regulation of their commercial lending which included both requirements for enhanced organizational practices and a cap on the proportion of business loans relative to assets… read more here.
Keywords: business loan; credit unions; activity; business ... See more keywords
The stakeholder-empowering philanthropy of Edward Filene
Sign Up to like & getrecommendations! Published in 2019 at "Journal of Institutional Economics"
DOI: 10.1017/s1744137419000675
Abstract: Abstract Credit unions currently serve over 110 million members in the United States. This is surprising, given the challenges associated with forming cooperatives. This paper explains how grants were used to overcome these challenges and… read more here.
Keywords: empowering philanthropy; credit unions; stakeholder empowering; philanthropy edward ... See more keywords
Status and prospects for the development of credit unions in Ukraine
Sign Up to like & getrecommendations! Published in 2017 at "Problems and perspectives in management"
DOI: 10.21511/ppm.15(4).2017.11
Abstract: Credit unions increase social orientation and efficiency of the market economy by providing their members with necessary financial services on a non-profit basis. Unfortunately, the role of credit cooperation is underestimated in Ukraine. The article… read more here.
Keywords: credit; development credit; unions ukraine; status prospects ... See more keywords