Regulation, supervision and deposit insurance for financial cooperatives: an empirical investigation
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DOI: 10.1007/s10436-017-0307-y
Abstract: This paper analyses the impact of different regulation and supervision approaches, as well as deposit insurance schemes, on the development of financial cooperatives in developing countries, using random and fixed effects estimators. Information on laws… read more here.
Keywords: deposit insurance; financial cooperatives; regulation supervision;
Deposit insurance and the coexistence of commercial and shadow banks
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DOI: 10.1007/s10436-020-00359-z
Abstract: We investigate how deposit insurance affects the structure of the financial system in a general equilibrium setting in which a government insurer guarantees deposits at commercial banks, but not at shadow banks. With deposit-based or… read more here.
Keywords: shadow banks; banks deposit; commercial banks; insurance ... See more keywords
Islamic Banks, Deposit Insurance Reform, and Market Discipline: Evidence from a Natural Framework
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DOI: 10.1007/s10693-016-0248-z
Abstract: Although it has been intensively claimed that Islamic banks are subject to more market discipline, the empirical literature is surprisingly mute on this topic. To fill this gap and to verify the conjecture that Islamic bank… read more here.
Keywords: discipline; deposit insurance; islamic banks; reform ... See more keywords
Pricing of Islamic deposit insurance
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DOI: 10.1016/j.econlet.2019.01.013
Abstract: We present an Islamic deposit insurance model with both government and private insurers. We show that government insurer provides strong incentives for banks to take excessive systematic risks, and private insurers can eliminate such incentives… read more here.
Keywords: islamic deposit; pricing islamic; deposit insurance;
Risk management of deposit insurance corporations with risk-based premiums and credit default swaps
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DOI: 10.1080/14697688.2020.1726437
Abstract: In this paper, we propose a risk-based model for deposit insurance premiums and provide the closed-form formula for premiums, including early closure, capital forbearance, interest rate risk, and moral hazard. Our numerical analysis confirms the… read more here.
Keywords: risk based; deposit insurance; deposit; credit default ... See more keywords
How Did the Introduction of Deposit Insurance Affect Chinese Banks? An Investigation of Its Wealth Effects
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DOI: 10.1080/1540496x.2018.1515736
Abstract: ABSTRACT The latest introduction of deposit insurance in China gives us a chance to explore the stock market reaction to the major regulatory policy change in banking. Our results show the average abnormal returns of… read more here.
Keywords: introduction deposit; insurance affect; deposit insurance; wealth ... See more keywords
Depositor preference and deposit insurance schemes — challenges for regulatory convergence and regulatory coordination in Asia
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DOI: 10.1080/17521440.2018.1466477
Abstract: This article examines the main challenges for achieving regulatory convergence and coordination for depositor preference rules and explicit deposit insurance schemes at the regional level in Asia. The increasing regionalisation and integration of banking activities… read more here.
Keywords: insurance schemes; depositor; deposit insurance; depositor preference ... See more keywords
Fair premium rate of the deposit insurance system based on banks’ creditworthiness
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DOI: 10.1108/sef-05-2017-0105
Abstract: Purpose Deposit insurance is a key element in modern banking, as it guarantees the financial safety of deposits at depository financial institutions. It is necessary to have at least a dual fair premium rate system… read more here.
Keywords: system; premium rate; fair premium; rate ... See more keywords