DIGITAL TRANSFORMATION AND EFFICIENCY: EVIDENCE FROM INDONESIAN BANKS
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DOI: 10.33736/ijbs.9555.2025
Abstract: Recent studies suggest that digitalization does not uniformly enhance bank efficiency. A critical factor influencing this outcome is the size of the institution undergoing digital transformation (DT). Small and medium-sized commercial banks often encounter challenges… read more here.
Keywords: indonesian banks; efficiency; digital transformation; bank efficiency ... See more keywords