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Published in 2019 at "Applied Economics Letters"
DOI: 10.1080/13504851.2019.1637508
Abstract: ABSTRACT In this paper, we examine the impact of unexpected natural disasters on the insurance industry. The industry is exposed to greater risks in states with large populations. Hence, we normalize the unexpected disasters with…
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Keywords:
insurance markets;
unexpected natural;
disasters insurance;
insurance ... See more keywords
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Published in 2019 at "Review of Economics and Statistics"
DOI: 10.1162/rest_a_00773
Abstract: Abstract Despite evidence that many consumers in health insurance markets are subject to information frictions, approaches used to evaluate these markets typically assume informed, active consumers. We develop a general framework to study insurance market…
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Keywords:
policy;
insurance markets;
insurance;
health insurance ... See more keywords
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Published in 2017 at "Health affairs"
DOI: 10.1377/hlthaff.2017.0613
Abstract: Two important individual health insurance markets-Medicare Advantage and the Marketplaces-are tightly regulated but rely on competition among insurers to supply and price health insurance products. Many local health insurance markets have little competition, which increases…
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Keywords:
individual health;
insurance markets;
health insurance;
competition ... See more keywords