Best practices for responsible machine learning in credit scoring
Sign Up to like & getrecommendations! Published in 2024 at "Neural Computing and Applications"
DOI: 10.1007/s00521-025-11520-y
Abstract: The widespread use of machine learning in credit scoring has brought significant advancements in risk assessment and decision-making. However, it has also raised concerns about potential biases, discrimination, and lack of transparency in these automated… read more here.
Keywords: credit scoring; learning credit; machine; machine learning ... See more keywords
Learning credit assignment
Sign Up to like & getrecommendations! Published in 2020 at "Physical review letters"
DOI: 10.1103/physrevlett.125.178301
Abstract: Deep learning has achieved impressive prediction accuracies in a variety of scientific and industrial domains. However, the nested nonlinear feature of deep learning makes the learning highly nontransparent, i.e., it is still unknown how the… read more here.
Keywords: deep learning; credit assignment; learning credit; credit ... See more keywords