Predictors of Health Insurance, Life Insurance, and Retirement Savings Among NYC’s Immigrant Taxi and For-Hire Vehicle Drivers
Sign Up to like & getrecommendations! Published in 2020 at "Journal of Community Health"
DOI: 10.1007/s10900-020-00903-y
Abstract: Taxi and for-hire vehicle (FHV) drivers are a predominantly immigrant population facing a range of occupational stressors, including lack of workplace benefits and increasing financial strain from tumultuous industry changes and now COVID-19’s devastating impact.… read more here.
Keywords: retirement savings; life insurance; insurance; health insurance ... See more keywords
Life insurance settlement and the monopolistic insurance market
Sign Up to like & getrecommendations! Published in 2018 at "Insurance: Mathematics and Economics"
DOI: 10.1016/j.insmatheco.2017.12.003
Abstract: We analyze the effects of life insurance settlement on insurance contract design, the insurer’s profit and welfare. Policyholders face not only mortality risks but also heterogeneous liquidity risks which lead the policyholders to surrender or… read more here.
Keywords: life insurance; settlement; insurance; insurance market ... See more keywords
Stochastic utilities with subsistence and satiation: Optimal life insurance purchase, consumption and investment
Sign Up to like & getrecommendations! Published in 2019 at "Insurance: Mathematics and Economics"
DOI: 10.1016/j.insmatheco.2019.10.008
Abstract: Abstract We introduce stochastic utilities such that utility of any fixed amount of interest is a stochastic process or random variable. Also, there exist stochastic (or random) subsistence and satiation levels associated with stochastic utilities.… read more here.
Keywords: insurance purchase; consumption; life insurance; stochastic utilities ... See more keywords
The effect of experiencing a death on life insurance ownership
Sign Up to like & getrecommendations! Published in 2019 at "Journal of Behavioral and Experimental Finance"
DOI: 10.1016/j.jbef.2019.03.003
Abstract: Abstract Though there is a huge literature on the demand for life insurance, it heavily focuses on demographic and economic factors. This study fills the gap in the current literature by incorporating psychological factor such… read more here.
Keywords: life insurance; life; experiencing death; insurance ownership ... See more keywords
Bridging the gap between pricing and reserving with an occurrence and development model for non-life insurance claims
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DOI: 10.1017/asb.2023.14
Abstract: Abstract Due to the presence of reporting and settlement delay, claim data sets collected by non-life insurance companies are typically incomplete, facing right censored claim count and claim severity observations. Current practice in non-life insurance… read more here.
Keywords: life insurance; non life; claim; pricing ... See more keywords
Optimal consumption, investment, and life insurance purchase: a state-dependent utilities approach
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DOI: 10.1080/00207160.2020.1797699
Abstract: We consider the problem of an individual who has to make decisions (under uncertainty) about optimal consumption, investment, and life insurance purchase in a financial market with a finite number ... read more here.
Keywords: life insurance; consumption investment; investment life; insurance purchase ... See more keywords
Fair valuation of cliquet-style return guarantees in (homogeneous and) heterogeneous life insurance portfolios
Sign Up to like & getrecommendations! Published in 2019 at "Scandinavian Actuarial Journal"
DOI: 10.1080/03461238.2019.1574889
Abstract: ABSTRACT Participating life insurance contracts allow the policyholder to participate in the annual return of a reference portfolio. Additionally, they are often equipped with an annual (cliquet-style) return guarantee. The current low interest rate environment… read more here.
Keywords: portfolio; fair valuation; life insurance; insurance ... See more keywords
Time-inconsistent preferences, consumption, investment and life insurance decisions
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DOI: 10.1080/13504851.2019.1617395
Abstract: ABSTRACT In this paper, we study a consumption, investment and life insurance strategy model in which agent has time-inconsistent preferences. We numerically find that time-inconsistent preferences lead agent to more consumption–wealth ratio and less insurance–wealth… read more here.
Keywords: life insurance; time inconsistent; insurance; consumption ... See more keywords
Cointegration and causality between macroeconomic variables and life insurance demand in India
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DOI: 10.1108/ijoem-01-2016-0019
Abstract: Purpose The purpose of this paper is to analyze the macroeconomic determinants of life insurance demand in India. The recent decline in life insurance activity calls for a study on the factors influencing life insurance… read more here.
Keywords: demand india; life insurance; life; insurance demand ... See more keywords
The ethical decisions of life insurance salespeople: the effects of interest conflicts, ethical leadership and ethical training
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DOI: 10.1108/jfrc-01-2021-0001
Abstract: Purpose Life insurance salespeople are hired to pursue the best interests of life insurers on the one hand, the salespeople are also expected to pursue the best interests of customers on the other hand. However,… read more here.
Keywords: life insurance; life; interest conflicts; insurance salespeople ... See more keywords
A step forward, but still inadequate: Australian health professionals’ views on the genetics and life insurance moratorium
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DOI: 10.1136/jmedgenet-2021-107989
Abstract: Background In 2019, the Australian life insurance industry introduced a partial moratorium (ban) limiting the use of genetic test results in life insurance underwriting. The moratorium is industry self-regulated and applies only to policies below… read more here.
Keywords: moratorium; genetics; life insurance; australian health ... See more keywords