Articles with "loan bans" as a keyword



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Payday-loan bans: evidence of indirect effects on supply

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Published in 2019 at "Empirical Economics"

DOI: 10.1007/s00181-018-1447-2

Abstract: In November 2008, Ohio enacted the Short-Term Loan Law which imposed a 28% APR on payday loans, effectively banning the industry. Using licensing records from 2006 to 2010, I examine if there are changes in… read more here.

Keywords: loan bans; bans evidence; loan; indirect effects ... See more keywords