Loan delinquency in banking systems: How effective are credit reporting systems?
Sign Up to like & getrecommendations! Published in 2019 at "Research in International Business and Finance"
DOI: 10.1016/j.ribaf.2018.07.011
Abstract: Abstract The role of credit reporting systems in influencing bank loan delinquency has received limited attention in the literature. However, better credit risk assessment can help mitigate some of the informational asymmetries involved in credit… read more here.
Keywords: bank; reporting systems; credit; credit reporting ... See more keywords
Borrowers’ credit risk factors, perception towards repayment interventions and moral hazard in loan delinquency: an investigation of Indian microfinance institutions
Sign Up to like & getrecommendations! Published in 2021 at "Applied Economics"
DOI: 10.1080/00036846.2021.1946478
Abstract: ABSTRACT The study explores the borrowers’ credit risk factors, perception towards repayment interventions, and the problems of moral hazard affecting delinquency in uncollateralized loans issued by the Microfinance Institutions (MFI). It employs the partial least… read more here.
Keywords: moral hazard; loan; repayment interventions; loan delinquency ... See more keywords