Mortgage product diversity: responding to consumer demand or protecting lender profit? An asymmetric panel analysis
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DOI: 10.1080/00036846.2018.1459038
Abstract: ABSTRACT This article explores determinants of mortgage product diversity for owner-occupied and investment loans in the Australian housing mortgage market. From 2001 to 2012, 65 lenders introduced 1220 mortgage products in Australia. We examine whether… read more here.
Keywords: mortgage product; mortgage; consumer demand; product ... See more keywords