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Published in 2019 at "Journal of the Operational Research Society"
DOI: 10.1080/01605682.2018.1510808
Abstract: Abstract This paper proposes a method framework to estimate operational efficiencies and potential income gains considering the credit risk for banks. The method refers to the optimization of operational income, interest income, and non-performing loan…
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Keywords:
credit;
credit risk;
income gains;
operational efficiencies ... See more keywords