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   Articles with "p2p lending" as a keyword



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Visual analysis of risks in peer-to-peer lending market

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recommendations! Published in 2018 at "Personal and Ubiquitous Computing"

DOI: 10.1007/s00779-018-1165-y

Abstract: Online peer-to-peer (P2P) lending financial products have been developing rapidly in recent years. This investment method is designed for people free of high-rate debts. However, the lending and borrowing affairs between anonymities may potentially produce… read more here.

Keywords: p2p lending; visual analysis; lending market; peer peer ... See more keywords
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The role of punctuation in P2P lending: Evidence from China

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recommendations! Published in 2018 at "Economic Modelling"

DOI: 10.1016/j.econmod.2017.05.007

Abstract: This paper investigates the role of punctuation in the peer-to-peer (P2P) lending market. Using data from Renrendai, one of the largest P2P lending platforms in China, we investigate how the amount of punctuation used in… read more here.

Keywords: evidence; p2p lending; role punctuation; punctuation ... See more keywords
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Multi-class misclassification cost matrix for credit ratings in peer-to-peer lending

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recommendations! Published in 2021 at "Journal of the Operational Research Society"

DOI: 10.1080/01605682.2019.1705193

Abstract: Abstract Online peer-to-peer (P2P) lending is a new form of loans. Different from traditional banks, lenders provide loans to borrowers directly through P2P platforms. Since many P2P loans are unsecured personal loans, credit rating of… read more here.

Keywords: credit; p2p lending; multi class; cost ... See more keywords
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Understanding the implications of FinTech Peer-to-Peer (P2P) lending during the COVID-19 pandemic

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recommendations! Published in 2021 at "Journal of Sustainable Finance and Investment"

DOI: 10.1080/20430795.2021.1917225

Abstract: This study examines the impact of the COVID-19 pandemic on the determinants of FinTech Peer-to-Peer (P2P) lending. The issue is significant because P2P lending platforms have attracted borrowers wi... read more here.

Keywords: peer peer; peer p2p; p2p lending; fintech peer ... See more keywords
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Compliance concerns in sustainable finance: an analysis of peer-to-peer (P2P) lending platforms and sustainability

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recommendations! Published in 2023 at "Journal of Financial Crime"

DOI: 10.1108/jfc-11-2022-0281

Abstract: Purpose This study aims to analyze the relationship between financial sustainability and peer-to-peer (P2P) lending platforms. Design/methodology/approach To do so, an extensive literature review on sustainability, FinTech, P2P lending and their associated risks was conducted… read more here.

Keywords: methodology; finance; lending platforms; lending ... See more keywords
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A Novel Key Influencing Factors Selection Approach of P2P Lending Investment Risk

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recommendations! Published in 2019 at "Mathematical Problems in Engineering"

DOI: 10.1155/2019/6086089

Abstract: Recent frequent “thunderstorm incidents” of P2P lending industry have caused the panic of industry investors. To predict the investment risk of P2P lending, we should scientifically and rationally analyze the key influencing factors of P2P… read more here.

Keywords: influencing factors; investment risk; key influencing; p2p lending ... See more keywords
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Evolutionary Game Analysis of Three Players on Behavioural Strategy of P2P Lending Participants: A Sustainable Operations Perspective

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recommendations! Published in 2021 at "Complexity"

DOI: 10.1155/2021/7795016

Abstract: In China, most of peer-to-peer (P2P) lending platforms do not possess operational sustainability due to excessive defaults. To address this problem, the conflict of interests among P2P lending participants is discussed using a stakeholder approach.… read more here.

Keywords: evolutionary game; lending participants; p2p lending; lending platforms ... See more keywords
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P2P Lending platforms in Malaysia: the awareness among Malaysian adults

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recommendations! Published in 2022 at "F1000Research"

DOI: 10.12688/f1000research.73401.2

Abstract: Background - Since 2016, the Securities Commission (SC) in Malaysia has given licenses to only eleven P2P lending platforms. Such lending platforms are expected to disrupt the lending services of traditional lenders in the coming… read more here.

Keywords: among malaysian; malaysian adults; lending platforms; awareness ... See more keywords
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Evolutionary game analysis of FinTech transformation: A social co-governance pattern of peer-to-peer lending market in China

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recommendations! Published in 2022 at "Frontiers in Psychology"

DOI: 10.3389/fpsyg.2022.954132

Abstract: Benign exit has become the main theme of the transformation in China's peer-to-peer (P2P) lending industry. To protect the interests of investors in the benign exit process, this paper proposes a social co-governance pattern using… read more here.

Keywords: lending; peer; social governance; governance pattern ... See more keywords
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P2P Lending Default Prediction Based on AI and Statistical Models

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recommendations! Published in 2022 at "Entropy"

DOI: 10.3390/e24060801

Abstract: Peer-to-peer lending (P2P lending) has proliferated in recent years thanks to Fintech and big data advancements. However, P2P lending platforms are not tightly governed by relevant laws yet, as their development speed has far exceeded… read more here.

Keywords: lending default; lending club; statistical models; prediction ... See more keywords
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Identifying the Influencing Factors on Investors’ Investment Behavior: An Empirical Study Focusing on the Chinese P2P Lending Market

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recommendations! Published in 2020 at "Sustainability"

DOI: 10.3390/su12135345

Abstract: Our study explores the factors influencing investors’ behavior in the peer-to-peer (P2P) lending market in China, and the relationships among them from the perspective of investors. The primary component analysis method was used to divide… read more here.

Keywords: p2p lending; study; lending market; investment behavior ... See more keywords