Payday-loan bans: evidence of indirect effects on supply
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DOI: 10.1007/s00181-018-1447-2
Abstract: In November 2008, Ohio enacted the Short-Term Loan Law which imposed a 28% APR on payday loans, effectively banning the industry. Using licensing records from 2006 to 2010, I examine if there are changes in… read more here.
Keywords: loan bans; bans evidence; loan; indirect effects ... See more keywords
Metaphor, morality and legitimacy: A critical discourse analysis of the media framing of the payday loan industry
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DOI: 10.1177/1350508418812569
Abstract: This study examines the metaphors used in the British press to characterize the payday loan industry in order to develop our understanding of organizational delegitimation. Drawing on critical discourse analysis and theories of moral panic,… read more here.
Keywords: discourse; analysis; industry; finance ... See more keywords