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Published in 2020 at "Journal of Financial Economics"
DOI: 10.1016/j.jfineco.2020.07.017
Abstract: Using proprietary credit bureau data, we find that consumers’ access to credit decreases by 4.5 percent–8 percent when the borrower’s home-state U.S. senator becomes the chair of a powerful Senate committee. The reduction in credit…
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Keywords:
politicizing consumer;
access;
consumer credit;
credit ... See more keywords