Reverse mortgages through artificial intelligence: new opportunities for the actuaries
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DOI: 10.1007/s10203-020-00274-y
Abstract: In its basic structure, the reverse mortgage (RM) is a contract where a home owner borrows a part or the totality of the future liquidation value of his home at the time of his death.… read more here.
Keywords: risk; mortgages artificial; artificial intelligence; reverse mortgages ... See more keywords
Reverse Mortgages and Pension Sustainability: An Agent-Based and Actuarial Approach
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DOI: 10.3390/risks13080147
Abstract: Population aging poses significant challenges to the sustainability of pension systems. This study presents an integrated methodological approach that uniquely combines actuarial life-cycle modeling with agent-based simulation to assess the potential of Reverse Mortgage Loans… read more here.
Keywords: agent based; pension; approach; reverse mortgages ... See more keywords