Articles with "role present" as a keyword



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Sticking to your plan: The role of present bias for credit card paydown

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Published in 2020 at "Journal of Financial Economics"

DOI: 10.1016/j.jfineco.2020.08.002

Abstract: Using high-frequency transaction-level income, spending, balances, and credit limits data from an online financial service, we show that many consumers fail to stick to their self-set debt paydown plans and argue that this behavior is… read more here.

Keywords: present bias; sticking plan; role present; bias ... See more keywords