Framing Flexible Spending Accounts: A Large-Scale Field Experiment on Communicating the Return on Medical Savings Accounts.
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DOI: 10.1002/hec.3965
Abstract: Tax-preferred health savings devices such as Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) offer employees potentially valuable financial instruments for directing pre-tax earnings to eligible medical expenses. Despite their increasing popularity as an… read more here.
Keywords: field experiment; spending accounts; health; flexible spending ... See more keywords
Health Savings Accounts No Longer Promote Consumer Cost-Consciousness.
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DOI: 10.1377/hlthaff.2021.01954
Abstract: Two decades ago Congress enabled Americans to open tax-favored health savings accounts (HSAs) in conjunction with qualifying high-deductible health plans (HDHPs). This HSA tax break is regressive: Higher-income Americans are more likely to have HSAs… read more here.
Keywords: health; health savings; cost consciousness; cost ... See more keywords