Does bundling induce adverse selection in insurance?
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DOI: 10.1016/j.econlet.2020.109588
Abstract: Abstract Bundling credit with insurance contracts is a common approach to increasing insurance take-up, especially in low income-environments. I document that this approach can induce adverse selection in insurance; thus, acting as an important source… read more here.
Keywords: selection insurance; bundling induce; adverse selection; insurance ... See more keywords