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Uninsured deposits and excess share insurance at US credit unions: the impact on risk and returns to members

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Published in 2017 at "Journal of Economics and Finance"

DOI: 10.1007/s12197-016-9376-4

Abstract: Abstract Using NCUA credit union call report data, I find that uninsured depositors and excess share insurers provide valuable monitoring benefits for credit unions for the years following the 2008 financial crisis. I find that… read more here.

Keywords: credit; uninsured depositors; insurance; excess share ... See more keywords